Endorsed by the Michigan Nursery & Landscape Association and Michigan Floral Association, we offer programs specific to the horticulture industry.  We have the coverage you need at a discounted price. Offering fully insured package programs that provide coverage unique for your industry as well as the Self-Insured Workers' Compensation Fund that returns money back to its participants.

  • Michigan Horticulture Industries Self Insured Workers' Compensation Fund (MHI Fund)

The MHI Fund has helped members to significantly lower their workers' compensation costs by returning an average of 45% of members' premiums year after year.    The MHI Fund also has programs in place to help improve the safe operation of your business.  Fund members receive loss control services, safety education consultations and webinars, industry-specific newsletters, claim report cards and member profit statements. 

 Click here to go to the MHI Fund.


  • Exclusive Package Program for MNLA Members:

By combining the purchasing power of our MNLA members, we are able to offer quality coverage at a great, low price.  Unique coverages designed for landscapers, landscape suppliers, irrigation contractors, and greenhouses.  In addition, we offer coverage for upset overspray and extra seasonal protection that is built into our coverage plans.  This program is offered by Secura Insurance Company and has exclusive pricing and discounts available only to MNLA members.

Business classes eligible to participate:

  • Landscapers

  • Greenhouses

  • Irrigation

  • Nurseries

  • Florists

  • Garden Centers

  • Sod Farms

  • Tree Trimmers