Insurance Products

Business Insurance

Offering the coverage needed to protect your business.

Personal Insurance

Protecting you and the things most important to you.

Health Insurance

Programs designed to meet the needs of individuals and businesses.

Workers' Compensation

Self-insured workers' compensation funds for industry-specific programs.

The Fund has implemented an aggressive and comprehensive Drug Management Program.  The goal is to prevent inappropriate use of potentially harmful and addictive medications for injured employees and to control the costs associated with these prescriptions. [12/05/2017]
The Michigan Restaurant & Lodging Fund is pleased to announce a profit distribution of $7,100,000 to be returned to Fund members for 2018 increasing the total return to over $69 Million! This represents an average return equal to 48% of a member’s annual premium. [12/05/2017]